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What are my options if I have a judgment creditor?
Date:2023-03-19
Catalogue
1. Negotiate Payment Plan: Try to negotiate a payment plan with your judgment creditor. A payment plan could reduce the amount due, spread payments out over a longer period of time, and/or reduce the interest rate on the debt.
2. Renewable Payment Plan: If you cannot make a lump sum payment to satisfy your debt, you may be able to set up a renewable payment plan that allows you to pay off the debt over time.
3. File for Bankruptcy: Depending on your individual situation, you may be able to file for bankruptcy to discharge the debt. Bankruptcy is typically a last resort option, so speak with a lawyer to determine if it is the best choice for you.
4. Go to Court: If you cannot work out a resolution with the creditor, you may have to go to court to fight the judgment. Speak with a lawyer to learn more about the legal options available to you in your situation.
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